In September, the Federal Reserve cut short-term interest rates for the first time in months. 📉 But what does this really mean for everyday financial decisions? In this video, Todd breaks down what the Fed is, why it made this move, and how it could affect things like mortgages, HELOCs, credit cards, and car loans. While the immediate changes may be modest, the bigger opportunities could emerge over time as borrowing costs adjust. If you’re thinking about refinancing, buying, or simply want to understand how this rate cut fits into your financial plan, this quick breakdown is for you.
